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At the present time, the only types of financial aid awarded by Lakeland University for graduate students include the Unsubsidized Federal Stafford loan and the Graduate PLUS loan. Students are encouraged to seek outside scholarships or employee reimbursement to help them meet their educational costs.


More info about Eligibility

To be eligible for federal aid, a student needs to be:

  • A U.S. citizen or eligible non-citizen.
  • Registered with Selective Service, if male. For more information, visit the Selective Service Home Page.
  • Demonstrate financial need, as determined by completing the Free Application for Federal Student Aid (FAFSA).
  • Enrolled at least half-time (audited classes do not apply).
  • Working toward a degree at Lakeland University.
  • Making satisfactory academic progress.
  • Not be in default on any loan or owe a refund on any grant made under Title IV of the Higher Education Act of 1965, as amended, at any institution.

To be eligible for Lakeland University aid, a student needs to:

  • All of the above items required for federal aid.
  • Be accepted to Lakeland University.

How to Apply

Steps to Apply 2017-2018

More info about How to Apply

We've assembled the following steps to aid you in the process of applying for financial aid. It is recommended that the applications be completed at least six weeks prior to the start of the term to ensure the timely processing of your financial aid award.

After you've completed all the application requirements, you will receive an Award Letter. This will contain a financial aid award based on the maximum amount for which you are eligible.

If you have any questions along the way, please contact us.

Please Note: At the present time, the only type of financial aid awarded by Lakeland University for graduate students is the Federal Stafford loan. Students are encouraged to seek outside scholarships to help them meet their educational costs. Students may apply for the Graduate PLUS loan, but note that loan is dependent upon a required credit check.

For maximum consideration of financial aid, the following steps are required:

  • Be officially accepted for admission to Lakeland University.
  • Submit requested financial aid documentation.

For the 2017-2018 year (applicable to Fall 2017, Spring 2018 & Summer 2018) please complete the following:

Be Prepared

  • Complete your 2015 taxes. You will need to do this. It is best to fill out the FAFSA using your completed taxes.
  • Apply for your FSA (Federal Student Aid) username and password.
  • FAFSA On The Web Worksheet. Use the 2017-2018 FAFSA On The Web Pre-Application Worksheet to assist you in collecting information for questions asked on the online FAFSA.Click Here

Follow up

  • Once the Department of Education receives and processes your FAFSA, you will receive a Student Aid Report (SAR). This is a record of your FAFSA, review it for accuracy.
  • The SAR will show your Expected Family Contribution (EFC) calculated by the information you provided on your FAFSA. The EFC is the amount determined by the Dept. of Education that your family is expected to contribute to your education for the upcoming year.
  • During the application process, you may be asked to verify the information reported on the FAFSA. We will request the appropriate documentation from you, if necessary.
  • If you have special circumstances, you may submit a Request for Special Circumstances form to the Financial Aid & Educational Funding Office. Go to Forms to see the special circumstances forms.

Federal Loans

More info about Federal Loans

Student/Parent Loans — Evening & Online Program

If you accepted a loan on your Award Letter, there are a couple of steps that need to be completed prior to your loan(s) being disbursed to your tuition account. These steps include completing loan entrance counseling (first-time borrower) and completing the Master Promissory Note (MPN). All Stafford loans will be borrowed from the U.S. Department of Education through the Federal Direct Loan Program. Click on the following links to complete the requirement(s) for you Federal Direct Loan:

Graduate Plus Loan

The Federal Graduate PLUS Loan provides loans to students in graduate school.

Students can apply for instant pre-approval online and complete the Master Promissory Note for the Grad PLUS loan online. If you do not have online access, please contact the financial aid office. Please be aware that credit check/loan approval is only valid for 180 days.

The Financial Aid Office will be notified of the credit decision. If the application is approved, the Financial Aid Office will certify the Grad PLUS loan.

Exit Counseling

Federal regulations require students who have borrowed through a federal loan program to participate in an exit counseling session after they drop below half-time or are no longer enrolled. You may complete this requirement on the Internet. You will need your FSA (Federal Student Aid) username andpassword to complete exit counseling.

Alternative Loans

Students are recommended to exhaust all federal loan options first. If additional funding is needed, alternative loans are a source of non-federal educational loans available through a variety of national lending institutions. Minimum and maximum amounts to borrow may vary by program, but all require a satisfactory credit history for approval. These loans have their own application processes which are available online. Download this pdf for more information.

Outside Resources

More info about Outside Resources

Additional Outside Resources

  • The AmeriCorps Program provides full-time educational awards in return for work in community service. You can work before, during, or after your post secondary education, and you can use the funds either to pay current educational expenses or to repay federal student loans. For more information, call 1-800-942-2677. Information is also available through the internet at
  • Public libraries are an excellent source of information on state and private sources of aid.
  • Many companies and labor unions have programs to help pay the cost of post secondary education for employees and/or their children.
  • Sources of financial aid also include foundations, religious organizations, fraternities or sororities, and town or city clubs. Include community organizations and civic groups such as the American Legion, YMCA, 4-H Club, Elks, Kiwanis, Jaycees, and the Girl or Boy Scouts in your search.
  • The internet also has information on private sources of aid. Search under the keywords financial aid, student aid, scholarships, etc

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